Monni
Shows what you can safely spend once bills and paydays are counted
Emerged finds new products worth a look, daily — what’s new today
Maali
A desktop budgeting app that keeps your bank data and its AI on your machine
For anyone who left Mint but will not hand bank logins to another cloud, it is a one-time purchase that keeps every transaction on your own disk.
Maali is a Mac and Windows app for spending, budgets, recurring bills, income and net worth. Data lives on your computer: import CSV or PDF statements, have it watch a folder, or sync read-only through SimpleFIN (about $15 a year). An optional 5 GB local model comments on your month and flags unusual charges; everything else works without it. A phone web view runs over your own Tailscale network. 30-day trial with no card, then $99 once.
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